Making Money Personal

Impulse Buying: Why You Should Take a Lap - Money Tip Tuesday

We’ve all made impulsive purchases before! Impulsive buying is purchasing something that you have not planned to buy before that moment—it can be as small as a pack of gum in the grocery store checkout or as big as a new car when you were “just looking.”  
Links: 
Check out our other episode Ways to Avoid Impulse Purchasing
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Learn more about Triangle Credit Union
Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast. 
During the holiday season, one in three purchases are made on impulse and we admit that buying something impulsively can be exciting in the moment, but it’s the buyer’s remorse that catches up with us after the fact.  
Picture this: you’re starting your holiday shopping at the mall and on your way to the specific store when you pass a kiosk that has recently been set up for the holiday season. You stop for a minute to glance at the different items displayed before you. The items are not something you’ve seen before but the price tag is much higher than you want to spend.  
The shop owner sees that you are considering buying something but senses your hesitation. They offer you a discount that seems too good to pass up! What do you do? 
You may be urged to make a purchase but the smart thing to do is take a lap! 
If you’re tempted to make a big purchase without any prior planning, it’s important to take a lap around the store or the mall to think about it before making a big commitment.  
Walking away from the high-pressure situation allows you to clear your head and gain a new perspective. You can take some time to think about the practicality of the item and consider if buying it now is beneficial overall. It also gives you the chance to check online to see if you can purchase elsewhere at a lower price.  
If you’ve had a chance to weigh the pros and cons of purchasing the item and you still want it, you can buy it when you’ve completed your lap!  
There are other ways to stop yourself from impulse buying both online and in-store. 
Do your research beforehand to figure out the cost of the item you intend to purchase. Once you know the price, only bring that amount of money in cash to the store with you. Not having extra cash or another form of payment limits you on what you can buy, which saves you from making impulse purchases.  
Another way to stop impulse purchases online is to unsubscribe from store emails. Stores will constantly send out coupons or let you know when they are having sales. We’ve all been there. You’re checking your emails and you see an email subject line that reads, “TODAY ONLY! All sweaters as low as $5!” 
Many of us would be enticed to visit the website to buy because it seems too good to be true, but if it’s not something you were planning on purchasing, it’s an impulse buy.  
These tips are helpful to remember all year round, but especially during the holiday season! In-store window displays become flashier to entice consumers to buy more and retail stores send out more emails with sales and discount codes.  
Remember to clear your head, remove yourself from the high-pressure situation and give yourself a day before making purchases.  
If you have any comments or ideas for additional tips, please email us at tcupodcast@TriangleCU.org. Be sure to follow the Making Money Personal podcast page on Facebook and Instagram for more great content. 
Thank you to our sponsor, Triangle Credit Union, and to you for tuning in! 
Have a great day! 

Are Homemade Gifts the Best Gifts? - Money Tip Tuesday

You may be crafty and have a niche for making cool gifts, but does that mean you should give your homemade creation to family and friends this gift giving season? It depends. There are some considerations on whether your homemade gift will be well received.
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Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast.
Your intentions may be great, and if you want to make sure your homemade gift is well received, here are some practical considerations to think about before you spend 8 hours knitting a sweater for your aunt, who lives in Florida and suffers from chronic hot flashes:
 STYLE: Is your gift something the recipient would pick out for herself? This is probably the first question in the litmus test. I love to make family ornaments to give to my husband’s seven siblings—the problem is some of his siblings don’t have the same taste that I have. These ornaments have more a modern farmhouse theme, and one sister is a gold leaf gal who loves Italian impressionists, and her Christmas tree is decked out in gold balls. Be considerate of how these gifts may be received. If you can adapt to each one’s interests, then that’s best.
PALATE – No, this does mean pallet furniture. This is about physical taste, as in food gifts. My best friend is a connoisseur of butter crunch and her annual gift of a tin of butter crunch is received with great anticipation and fanfare every year. If you have a special recipe and are excited about sharing the best chocolate walnut fudge recipe ever—do remember those with allergies and plan accordingly.
SIZE – It’s not the size of the box that matters, right? Correct. What’s in the box is more important, but if your daughter lives in a 200 square foot studio, she may have to move if Dad makes her a handmade armoire.
Homemade gifts are heartwarming, sentimental, and cherished. Each gift reflects the giver’s time and effort…and truly, there is no higher commodity than someone’s time. If you make homemade gifts, or are interested in trying something new this season, do a little discovery. What do your relatives want? What are their interests? What’s trending on Pinterest, and here’s a pro tip: Whatever you give, make the unboxing experience amazing! Unboxing has become a gift in and of itself so take the extra time, like you did when making the gift, to create a beautiful gift presentation.
May you have a wonderful time of craft making and enjoy the season of giving! If you have any comments or ideas for additional tips, please email us at tcupodcast@trianglecu.org. Be sure to follow the Making Money Personal podcast page on Facebook and IG for more great content.
Thank you to our sponsor, Triangle Credit Union, and to you for tuning in!
Have a great day everyone!

Five Rewarding Ways to Give Back this Season - Money Tip Tuesday

The holidays are a time of celebration, joy and generosity. This season of giving, take some time to participate in the many charitable activities available to you to bring a little light to someone’s life.  
Links: 
Check out the American Red Cross to learn more about donating blood
Explore this list of non-profit organizations that could use donations or volunteer support: 
The Salvation Army
Make-A-Wish Foundation
The Front Door Agency
Nashua Soup Kitchen, Sonshine Soup Kitchen (Derry), 
New Hampshire Homeless Shelters and Food Pantry Directory 
Directory of New Hampshire Humane Societies and Animal Shelters
Boys & Girls Club
Meals on Wheels
Harbor Homes (Now Harbor Care)
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Learn more about Triangle Credit Union
Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast. 
Giving to others is a rewarding experience that teaches important lessons about generosity and self-sacrifice. Some can cost you money; others are entirely free. However you decide to give back this season, charitable giving is a rewarding and contagious act that can spread joy throughout the community and change people’s lives.  
If you’re feeling in the holiday spirit and looking for a few ways to give back to your community, here are some ideas you might find helpful.  
You can always donate money to organizations that need those funds to operate. Almost any organization you research could use financial help. They use this money to buy supplies, pay staff and raise awareness for their cause. Many organizations run holiday fundraisers where you can meet people, win prizes and learn more about what they do for the community. You can donate money online through website portals or donate in person when you see a display or presentation. For example, the Salvation Army sets up the Red Kettle fundraiser every year to ask for donations.  
Donating money is a great way to help outreach organizations, but there are other ways to pitch in and contribute to individuals and families struggling for everyday items. You can donate clothing, hygiene items and other necessities to organizations like homeless shelters or children’s homes. Winter is one of the most critical seasons for clothing and the most requested items are usually new underwear and socks, warm weather clothing like jackets or sweatshirts, and shoes. Clothing items aren’t the only things needed. Many homeless shelters ask for donations of personal hygiene products, bedding, toys and baby clothes to offer to families with children and other people in need of these items.  
If you don’t have the money or extra funds to buy physical necessities, you can still donate to people in need. This idea might make some a little squeamish, but you can donate your blood to a blood bank, most notably the Red Cross. According to redcross.org, somebody needs blood or platelets every 2 seconds. Blood donations provide lifesaving help to people struggling with a wide variety of illnesses and physical ailments. Many individuals fighting cancer, people who need lifesaving surgeries, accident and burn victims all need blood and benefit from blood donors. You may also want to know that one single blood donation can help multiple people. One visit to a blood drive could make the world of a difference to 2 or 3 people in need. For more information on how to donate visit www.redcrossblood.org. 
The last way to help others this season is by donating your time by volunteering with a local organization. This can be one of the most rewarding experiences for any age. Studies show it increases dopamine which improves your mood. It also lowers stress and anxiety and can contribute to an overall feeling of well-being and purpose.  You also get the opportunity to meet new people and learn more about their lives. It’s rewarding, fun and a great way to touch the lives of people around you.  You can help distribute food with Meals on Wheels or try bell ringing with the Salvation Army. 
Giving back is a rewarding, positive experience for all parties involved and can spread a lot of positivity and goodwill throughout the community.  
If you’re interested in getting involved, here are a few organizations you could consider working with: Salvation Army, Make-A-Wish foundation, the Front Door Agency, the Soup Kitchen, Homeless shelters, your local humane society, Boys and Girls Clubs, Meals on Wheels and Harbor Homes.  
There is a vast amount of need all around us. People need assistance and it’s important we show others they matter and that they aren’t forgotten. Many hands make light work and it’s a big help when we can assist those who dedicate their lives to helping others. It improves our environment and brightens our community. 
If there are any other tips or topics, you’d like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.  
Thanks for listening to today’s Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.  
Have a great day! 
 

Ways to Get Extra Holiday Cash for Gifts - Money Tip Tuesday

The holidays can be financially stressful, especially if you’re starting your holiday gift shopping but aren’t confident you’ll have enough to cover for what you’re planning to buy.  Luckily, there are still some things you can do to get some extra money for holiday gifts.  
Links:
Try exploring some of the many places to sell items online like Facebook Marketplace, Ebay, OfferUp for ideas on what and how to sell
Check out Triangle's Holiday Cash personal loan for low rate holiday borrowing
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Learn more about Triangle Credit Union
Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast.  
If you haven’t been saving money over the past year for your holiday gift fund you need to start thinking about how you’re planning to pay for this year’s gift giving.  
If you’re looking for a few ways to bring in some extra money this season, here are a few ideas you can try. 
The first thing you can do is find some things around your home to sell online. If you have stuff hanging around that you don’t use anymore, try selling what you can on one of the many online selling platforms. With Ebay, Facebook Marketplace, OfferUp and more, you could list your items and bring in some extra cash. Some of the most resalable items include home gym and workout equipment, sports memorabilia, Disney themed items, Star Wars themed items, designer clothing and handbags, Legos and popular kids' toys.  Look around to see if you have any unused items in good condition and you could make a little money from.  
Another thing you can do to make some extra cash for the holidays is pick up a part-time job or a side gig. Many companies are known to hire people for help during the holiday season. If you have some free weeknights or weekends, you can try getting a temporary position at one of these stores to bring in some extra cash for holiday gifts. If you’re up for something with a little more independence you could also consider a side gig like driving for Uber or Door Dash. These are flexible jobs where you have the freedom to pick up extra work on your own time.  
Another way to get extra cash is you can see about picking up some overtime at your work. If your company offers overtime for employees, working a few extra hours could be the perfect way to bring in enough additional cash to cover your gift expenses. Overtime is great because you’ll be paid more per hour so check with your company and see if that is an option for you. 
Another, pretty simple way to find money for gifts is to use your credit card points. If you’ve been building up credit card points all year trade them in for cash or other rewards that could help you purchase items. One of my cards lets me use points directly on Amazon so when I go to check out, I apply those points and save money immediately.  
A final thing you can do is borrow some money from a bank or credit union. Many financial institutions provide promotional personal loan programs with lower rates so you can borrow money specifically for the holiday season. At Triangle we offer our very popular Holiday Cash personal loan which is a great option to borrow enough money for any kind of holiday expense.  
If there are any other tips or topics, you’d like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.  
Thanks for listening to today’s Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.  
Have a great day! 

Is Black Friday Shopping Worth the Hassle? - Money Tip Tuesday

The holiday season is right around the corner, and with it comes the energy and excitement of holiday decorating, shopping and gatherings. If you haven’t already started your shopping yet, chances are you’ll likely start this process with a Black Friday kickoff.
Links:
Check out the seasonal deals at Tom's Guide and blackfriday.com
Learn more about Small Business Saturday and it's history 
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Learn more about Triangle Credit Union
Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast.  
Some people love the hustle and bustle of the holiday shopping season. There’s an energy and excitement surrounding the rush to find the perfect holiday gifts, and there’s no day more notoriously associated with holiday shopping than Black Friday.  
Whether you love it or you hate it, the Friday following Thanksgiving is THE day that kicks off the holiday shopping season.  
But, with all its flaws, and the rise of the internet, has Black Friday fallen out of favor among holiday shoppers and is Black Friday shopping still worth the hassle? 
Putting aside the obvious downsides like long wait times, busy traffic and the occasional fight in the aisle, there are still some benefits of shopping on Black Friday.  
The first is that you can still get some great deals. If you do your research ahead of time for some specific items, you could really make out when you take the time to shop at various stores. Exploring store ads and websites will give you a good idea of what items will be on sale and where you can get them.  
A benefit to doing your Black Friday shopping in-person is that, if you get there in time, you’ll walk out of the store with the item you wanted. You don’t have to wait until it’s shipped and delivered.  Some stores may advertise a “buy online pick up in store” offer, so keep an eye out for these if you want to cut your in-person wait time. 
One great thing about Black Friday today is that most offers are now both in-store and online. So you don’t HAVE to visit the store in-person to get a good deal. Inernet shopping has truly revolutionized the holiday shopping experience. Many stores have started offering Black Friday deals early, so you can take advantage of the savings days and sometimes even weeks in advance. 
You can start exploring deals through online resources like BlackFriday.com and tomsguide.com to get an idea of what kinds of items are for sale and how much they’ll be discounted.   
One final notable thing about Black Friday is that some people see it as a social event to kick off the holidays. You can take the time to shop with friends and family which carries with it a form of personal value. Just make sure you plan out where you’re going and when so you don’t get stuck trying to make decisions on the fly which could take your trip from fun to frustrating.   
As a side note, Black Friday isn’t the only day to score some big deals for your holiday shopping. You may find some on these other days, Cyber Monday and Small Business Saturday. 
Cyber Monday is beginning to replace Black Friday as one of the busiest shopping days of the year. It occurs the Monday after Thanksgiving and is made entirely of online deals. It’s a super convenient option for many online shoppers with some deals being better than Black Friday. Just keep in mind that items are usually limited so make sure you log on in time and checkout before the deals disappear. 
If you’re not a fan of the over-commercialization by large corporations, try participating in Small Business Saturday which encourages shoppers to support small businesses in a variety of different ways. This is on the Saturday following Thanksgiving and is intended to encourage shoppers to support the small businesses around the country who work hard to provide goods and services to their communities. It’s worth checking out. 
So, going back to Black Friday, is it really worth the hassle? That’s entirely up to you. If you like the energy and the excitement of joining the hustle of Black Friday shopping, then by all means participate. Black Friday carries a lot of traditions and memories for many so if you’re doing it for the fun, you’ll enjoy yourself regardless. 
What makes Black Friday better is that now with the massive ecommerce platforms on the web, you can participate and score some of those great deals without even having to leave your home.  
If you do choose to go out for Black Friday this year, I hope you’ll be safe, have fun and score some great holiday savings.  
If there are any other tips or topics, you’d like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.  
Thanks for listening to today’s Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.  
Have a great day! 

Episode 51: Creating Consistent Marketing Messages for Business with Terri and Liz

Multi marketing channels are essential for business to expand their brand and reach.
In this episode Terri and Liz discuss the importance of using these channels and why it's imperative you have consistent messaging in your marketing.
Links: 
Check out platforms like Fiverr and Upwork for freelance help with a wide variety of marketing and business needs
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Learn more about Triangle Credit Union
View episode transcript.

Tips to Avoid Scalpers this Season - Money Tip Tuesday

During the holiday season, it isn’t uncommon for a popular toy, game console, electronic device, or other popular gift to be sold out quickly. Unfortunately, some people like to take advantage of your holiday spirit and raise the price of popular products. Here are some ways to avoid scalpers and price gouging this holiday season. 
Links: 
Check out CamelCamelCamel to keep an eye on price fluctuations
Check out our Holiday Shopping Quiz Money Tip Tuesday episode to check your fraud prevention skills
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Learn more about Triangle Credit Union
Transcript: 
Welcome to Money Tip Tuesday from the Making Money Personal podcast. 
Scalpers are people who figure out what the hot gift Items of the year are, buy a bunch of them until the stores are sold out and then sell the items at an upcharge of anywhere from a 50% to 200% increase. Some scalpers even use bots to buy up popular gift items and then list them from double to ten times the suggested retail price, not giving shoppers a fair chance to even click the purchase button.  
It may be tempting to buy from them so you can get your hands on that gift, but don’t do it. Buying from them helps their scheme and also encourages other people to do the same. Also, if the scalpers see that people are buying at already ludicrous prices, it's probable that they will keep increasing the prices as their stock gets lower.  
Want to avoid scalpers and getting price gouged? One thing you can do is get your holiday shopping done early. If you know what you plan on getting someone and you see it available, buy it before it’s too late.  
Always know what the suggested retail price of the product is and what the trend of the price is. You’re less likely to get extorted this way. Camelcamelcamel offers an Amazon price tracker so you can see how much the price has changed and shop accordingly. There may be small price fluctuations based on the product’s availability but at least if you use this tool, you know you’re more likely to get a fair price.  
Also make sure to be aware of who you are buying from. Places like Amazon and Walmart offer a lot of third-party sellers which may not be as trustworthy and up the price of hot items. If you can’t find the hot gift anywhere, but then see it on a website you’ve never heard of at a reasonable price, it’s probably a scam and not a legitimate store.  
Want to know if you know how to shop safely online? Check out our online holiday shopping quiz and see how you do! 
If there are any other tips or topics you’d like us to cover, let us know at tcupodcast@trianglecu.org and don't forget to like and follow our Making Money Personal Facebook, Instagram, and Twitter pages and look for our sponsor, Triangle Credit Union on Instagram and LinkedIn to share your thoughts.  
Thanks for listening to today’s Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.  
Have a great day! 

How to Avoid Advance Fee Scams - Money Tip Tuesday

Have you ever received an offer that seemed too good to be true? If you’re getting emails or text messages excitedly telling you that you’ve won some sort of prize, think twice before taking on the offer, it’s likely an advance fee scam. 
Links:
Visit the Federal Trade Commission website to learn more and report fraudulent activity
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Learn more about Triangle Credit Union
Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast. 
An advance fee scam is a scam that offers you money, a prize, a special discount or other offer in exchange for a fee.  
Scammers try to do this in specific ways, and especially in ways you’re not likely to notice.  
They develop well-crafted messages that are designed to entice you to take specific actions to get you to pay them money. Fortunately, we’ve all grown more skeptical of any offers we get through email, but it’s important to remember that scammers are always changing tactics and trying new things to catch people off guard. 
So how can you spot these scams? There’s a wide variety of advance fee scams out there so keep an eye out for some of these different tactics or any that seem similar.  
Scammers may try to offer you loans without requiring any credit check. If you fall for their offer and apply, they then ask you to pay a fee for processing, insurance or anything else. Once they get the payment they disappear to never be heard from again. 
Some may email or message you with a special offer for free or discounted tickets to a big event, concert or other type of experience. Everything about the message may appear legitimate, but if you fall for the scam and pay the money, they’ll take the money, disappear, and you’ll never get your tickets. If you receive any offer or prize that looks like it’s from a company you recognize, contact that company directly to confirm they sent the message. 
Like the scam offering free or discounted tickets, other messages might claim that you’ve won a prize, large sum of money, or the lottery. Scammers will hook you into thinking you’re a winner and then ask you to pay a fee in order to collect the money. Like all the other examples, they’ll take the money and disappear.  
Keep an eye out for scammers offering business opportunities or offers to work from home or start your own. They’ll hook you in with an attractive ad and offer all kinds of benefits like flexible work hours. Then they’ll require you to pay a registration or startup fee to get started. Make sure that any business opportunity you pursue is legitimate by researching the company name online and with the Better Business Bureau. 
Other advance fee scams to keep an eye out for can be found in the world of online dating. Scammers pretend to be individuals looking to find dates or relationships. They take the time to build a relationship with an unsuspecting person and over time build their trust. Then eventually they pretend that they need help with money, whether it’s money for a travel visa, family issues or other life problems. Once they get you to pay them the money they simply disappear. 
As you’ve probably realized by now, different types of advance fee scams can range from simple to complicated. 
When you receive any message promising you a shockingly good offer or anyone you don’t know asking you for money, you must be on guard, because those offers are most likely scams.  
Remember these top tips when it comes to suspicious messages. 
Don't react quickly, even if the message seems urgent 
Don’t click any links 
Don’t open any attachments 
Report it 
Delete it  
Scammers are always coming up with new and sinister ways to get you to hand over your money. Don’t fall for it. Keep an eye out for anything suspicious that comes in through email, text or over the phone. Remember these tips and stay vigilant to keep yourself safe from being scammed. 
If there are any other tips or topics, you’d like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.  
Thanks for listening to today’s Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.  
Have a great day! 

Top Reasons to Talk To a Financial Advisor - Money Tip Tuesday

We all know we should probably talk to a financial advisor at some point in our lives, but we don’t always recognize the needs that arise where a financial advisor’s expertise will help you successfully navigate life’s changes.  
Links:
Learn more about Triangle Financial Group 
Follow our Facebook, Instagram and Twitter pages!
Learn more about Triangle Credit Union
Transcript:
Welcome to Money Tip Tuesday from the Making Money Personal podcast. 
There are many times in life where it’ll be beneficial to chat with a financial advisor. Whenever you go through a life-changing event, talking to a financial advisor can help you make the right financial decisions at the right time. So here are some life events when you’ll want to consider chatting with a financial advisor.  
The first time to chat with an advisor is when you get married. Getting married is a big step in life. You have a lot of new financial decisions to make together like buying a home (if you haven’t already), whether to get life insurance and how much you’ll need, plus you’ll want to discuss planning for your future and retirement. Financial advisors can help you organize your finances, and they’ll help you work through setting financial goals as a couple, by helping you determine what you’re saving for, and how to properly take the right steps to reach those goals on time.  
Another reason you’ll want to reach out to a financial advisor is when you have a new baby. If you just had your first child, it’s a good time to start thinking about how this change will affect you financially. Advisors can help you set up college planning funds, savings accounts and other types of saving options for your children. They can help you determine how best to prepare for your child’s financial future, even if your child is only a few months old. Growing your family is a big life choice and you will benefit greatly from talking with a financial advisor to make sure your family has a stable financial foundation.  
A third reason to chat with a financial advisor is due to divorce or the death of a spouse. If you’re going through a divorce or recently lost a spouse, it’s a good time to have some important conversations with a professional. Advisors will help you manage your money especially after you’ve gone through an emotional and life-changing event. It’ll also be helpful to have someone unrelated to you helping you make money decisions that can be confusing, emotional or too exhausting for you to make on your own. 
And the last one, if you receive an inheritance. If you’ve just received an inheritance from a family member or someone close to you, you’ll want to talk to a financial planner to get some advice on how to manage the funds. An advisor can help you assess your existing financial situation and determine how your recent inheritance will fit best in your overall financial plan. Should you save it, invest it, spend a portion of it? All of these are thoughts you’ll want to discuss with a financial advisor. You’ll also want to talk to an accountant to make sure any taxes have been paid (if required) and the IRS has all the proper documentation it needs. 
Money management is important to maintain during big changes in life and chatting with a financial advisor can help you navigate those changes so your financial strategy stays on track.  
If you’re looking for a planner you can contact Triangle Financial Group or TFG at Triangle Credit Union. TFG provides financial planners and services that can help you through many of the life events that were mentioned here. You can reach out to them via email or give them a call to set up an appointment.  
If there are any other tips or topics you’d like us to cover, let us know at tcupodcast@trianglecu.org.  Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.  
Thanks for listening to today’s Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.  
Have a great day! 

Episode 50: Why You Should Consider Identity Theft Protection - Basil Paul from Econocheck

Identity protection is something everyone should take seriously. There are a lot of threats out there it can be difficult to stay on top of the tactics all the time.
In this episode we’re chatting with Basil Paul, Resolution Manager for Econocheck about current identity theft trends and why everyone should seriously consider identity theft protection for themselves and their families.
Important notes:   
19:20 "more than $10,000 available". In Triangle's program up to $10,000 is available.  If a member had two Better Checking accounts they would have access to more. 
18:34 "anyone living in house" -  this is limited to family members. Friends and renters are not automatically covered. View the Description of Benefits for more information on who is covered.
Links:
Learn more about Econocheck 
Learn more about Triangle's Better Checking Account and what it provides
Listen to our prior podcast episode about protecting your identity with Better Checking
Follow our Facebook, Instagram and Twitter pages!
Learn more about Triangle Credit Union
View episode transcript.